Senior Portfolio Manager Development Finance (South-West)

The proposed role will manage the South West Development Finance Portfolio Management team (currently comprising of 3 FTE). The Development Finance Portfolio Management team is a segregated team who manage the credit risk of development finance transactions, alongside other in-life activities. The Senior Portfolio Manager role with have their own portfolio of clients in conjunction with team management responsibility.  The Senior Portfolio Manager role will have responsibility for:- Individual Development Monitoring, working with 3rd party & in-house monitoring surveyors EWI Monitoring Covenant Monitoring Annual Reviews  Provision of addition debt facilities to support existing developments, if needed Managing post execution in-life activities inclusive of site visits, restructures and drawdowns Focus on customer retention & delivering a great customer experience Origination support to effectively onboard new customers PM have responsibility for all performing cases, working with the NPL team for under-preforming and non-performing cases   Key Responsibilities  The primary responsibilities will be to manage effectively the team, proactively manage risk across the portfolio and within the Group Risk Appetite. The role will be required to work collaboratively with the wider Development Finance Team, Construction Risk, Structured Lending NPL and Real Estate Portfolio Management teams to provide a seamless client proposition. In addition the role will have responsibility for:- Develop and maintain excellent customer relationships with new and repeat borrowers  In conjunction with Business Support Active Portfolio Monitoring for trends, concentrations, sub-sector variances etc Market Analysis & Portfolio Reviews, plus Horizon Scanning Consider market, macroeconomic and regulatory impacts on the portfolio and take necessary actions where appropriate, including updating relevant Risk Committees on early warning signs Input into Asset Class & Lending Policies Ensuring Lessons Learned are embedded across the team, inclusive of watchlist cases  Supporting key strategic priorities & projects Manage credit, legal and compliance risks on own portfolio and effective team controls Ensuring the team has the requisite capacity & capabilities to successfully manage the portfolio Support, guidance & coaching to individual team members  Regular performance feedback and performance management  Ensure the completion (within appropriate timescales) of ongoing credit stewardship activity to a high standard, including but not limited to annual reviews, MI / covenant monitoring, EWI reporting / escalation, Watch actions / reporting, Expiries and KYC / AML  Develop and maintain excellent working relationships across the wider organisation The role will report to the Head of Development Finance Portfolio Management.