Portfolio Manager Development Finance - (South-West or South-East)

The Development Finance Portfolio Management team is a segregated team who manage the credit risk of development finance transactions, alongside other in-life activities. The Portfolio Manager role with have their own portfolio of clients in conjunction with team management responsibility.  The Portfolio Manager role will have responsibility for:- Individual Development Monitoring, working with 3rd party & in-house monitoring surveyors EWI Monitoring Covenant Monitoring Annual Reviews  Provision of addition debt facilities to support existing developments, if needed Managing post execution in-life activities inclusive of site visits, restructures and drawdowns Focus on customer retention & delivering a great customer experience Origination support to effectively onboard new customers PM have responsibility for all performing cases, working with the NPL team for under-preforming and non-performing cases   Key Responsibilities  The primary responsibility will be to manage effectively a portfolio of Development Finance connections, proactively manage risk across the portfolio and within the Group Risk Appetite. The role will be required to work collaboratively with the wider Development Finance Team, Construction Risk, Structured Lending NPL and Real Estate Portfolio Management teams to provide a seamless client proposition. In addition the role will have responsibility for:- Develop and maintain excellent customer relationships with new and repeat borrowers  Ensure a good understanding of policies, procedures and compliance  In conjunction with Business Support and Senrio Portfolio Manager Active Portfolio Monitoring for trends, concentrations, sub-sector variances etc Market Analysis & Portfolio Reviews, plus Horizon Scanning Consider market, macroeconomic and regulatory impacts on the portfolio and take necessary actions where appropriate, including updating relevant Risk Committees on early warning signs Manage credit, legal and compliance risks on own portfolio and contribute to team controls Support and collaboration to wider team members  Regular performance monitoring and performance management reporting  Ensure the completion (within appropriate timescales) of ongoing credit stewardship activity to a high standard, including but not limited to annual reviews, MI / covenant monitoring, EWI reporting / escalation, Watch actions / reporting, Expiries and KYC / AML  Develop and maintain excellent working relationships both internally and externally  The role will report to the regional Senior Portfolio Manager