Job Details

ID #52300079
Estado Virginia
Ciudad Richmond
Full-time
Salario USD TBD TBD
Fuente Truist
Showed 2024-08-13
Fecha 2024-08-14
Fecha tope 2024-10-13
Categoría Etcétera
Crear un currículum vítae

GCO Sr. Risk Advisor II-Unsecured Personal Lending

Virginia, Richmond, 23234 Richmond USA

Vacancy caducado!

The position is described below. If you want to apply, click the Apply Now button at the top or bottom of this page. After you click Apply Now and complete your application, you'll be invited to create a profile, which will let you see your application status and any communications. If you already have a profile with us, you can log in to check status.Need Help? (https://www.brainshark.com/bbandt/careers-site-faq)If you have a disability and need assistance with the application, you can request a reasonable accommodation. Send an email to Accessibility ([email protected]?subject=Accommodation%20request)(accommodation requests only; other inquiries won't receive a response).Regular or Temporary:RegularLanguage Fluency: English (Required)Work Shift:1st shift (United States of America)Please review the following job description:Engage with Unsecured and Personal Lending Business Unit leadership in its management of risks and controls as well as its execution of risk program requirements. Execute, facilitate and/or monitor execution of Risk Program requirements (e.g., RCSA, KRIs, etc.) within the Business Unit and GCO. Provide strategic insight, risk advice and influence for the small business credit card, personal lending and unsecured product within the Real Estate Lending (REL) division. Concur with material risk taking by the Unsecured and Personal Lending leadership and escalate unacceptable risks. Aggregate, integrate, correlate and report risks for assigned Business Unit. Present risk aggregation, key risks and emerging risks to senior REL Leadership. Identify and opine on remediation to address weaknesses related to inadequate or failed processes, people, and systems, or external events and ensure effective remediation.Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time.

Provide strategic and tactical effective challenge for all risks present within the Business Unit (BU). Concur with key risk decisions and escalate unacceptable or key emerging risks to BU CRO and/or Business Unit Risk Committee.

Guide risk-taking behavior. Provide counsel and advice to BU and senior BU leaders.

Monitor risk exposures, concentrations and limits. Ensure risk levels stay within risk appetite.

Opine on new or revised risk program requirements to confirm they are consistent with the Bank’s risk appetite, regulator expectations and industry standard.

Identify areas of opportunity to improve risk visibility within BU; develop and implement plan to transform opportunity into new processes and activities.

Assist in the development and opine on Risk Appetite Framework metrics and Key Risk Indicators within the BU as well as those defined by the BU for implementation across Truist (where applicable).

Advocate the Bank’s risk culture, compliance with enterprise risk initiatives and promote sound risk management practices.

Provide connectivity between the output of risk programs as appropriate. Coordinate with stakeholders to resolve highly complex or challenging issues.

Advise on the effectiveness of BU risk and control environment

Provide direction and guidance in the development of controls and governance mechanisms within the BU.

Execute, facilitate and monitor risk governance mechanisms, including but not limited to, Compliance Risk and Control Self-Assessment (C-RCSA), Risk and Control Self-Assessment (RCSA), key risk indicators, policies, risk committees and other elements of the Enterprise Risk Framework.

Monitor issues (all types) assigned to BU, as well as those that have downstream or upstream impact to the BU, and ensure appropriate remediation.

In conjunction with Compliance Risk Management and Legal, monitor BU adherence to applicable policies, laws and regulations.

Aggregate, integrate, correlate and report risks.

Test controls to confirm design is adequate and they are operating effectively.

Communicate to BU senior leadership, regulators and Executive Committees key activities, trends, and events pertaining to risk, regulatory and audit reviews. Continue to promote various risk initiatives and their supporting metrics.

Develop and maintain effective ongoing communication with other leaders in the BU and leaders of relevant BUs.

Foster a spirit of continuous improvement and offer recommendations to refine and/or enhance Business Unit and BURM processes as necessary.

Make recommendations for assigned personnel regarding employment, career development, performance evaluations, salary changes, promotions, transfers and terminations within established policies and guidelines.

Other duties, as needed.

QualificationsRequired Qualifications:The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Bachelor’s degree in Accounting, Business, Finance or related field, or equivalent education and related training

Twelve years of experience in a financial institution with emphasis on risk management or equivalent work experience and training

Experience in compliance and operational risk mitigation and remediation

Strong communication, interpersonal, presentation and negotiation skills

Proven leadership and management skills

Strong analytical, problem solving and decision-making skills in complex environments and with senior leadership

Strong time management and organizational skills adaptable to a dynamic and complex work environment; Capable of handling multiple projects concurrently

Demonstrated proficiency in basic computer applications, such as Microsoft Office software products

Ability to travel, occasionally overnight

Preferred Qualifications:

In-depth knowledge of the Unsecured and Personal Lending process and product

Master’s degree in finance or business, or equivalent education and related training

15 years of banking or relevant experience

Audit experience

Professional designation related to risk management or field of assigned business unit(s)

Strong knowledge in field of assigned business unit(s)

Knowledge of financial accounting and reporting systems

General Description of Available Benefits for Eligible Employees of Truist Financial Corporation: All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. For more details on Truist’s generous benefit plans, please visit our Benefits site (https://benefits.truist.com/). Depending on the position and division, this job may also be eligible for Truist’s defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work.Truist supports a diverse workforce and is an Equal Opportunity Employer that does not discriminate against individuals on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status or other classification protected by law. Truist is a Drug Free Workplace.EEO is the Law (https://www.eeoc.gov/sites/default/files/2022-10/EEOCKnowYourRightsscreenreader1020.pdf)Pay Transparency Nondiscrimination Provision (https://www.dol.gov/sites/dolgov/files/OFCCP/pdf/pay-transp%20EnglishformattedESQA508c.pdf)E-Verify (https://e-verify.uscis.gov/web/media/resourcesContents/E-VerifyParticipationPosterES.pdf)

Vacancy caducado!

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