Why USAA?At USAA, we have an important mission: facilitating the financial security of millions of U.S. military members and their families. Not all of our employees served in our nation’s military, but we all share in the mission to give back to those who did. We’re working as one to build a great experience and make a real impact for our members.We believe in our core values of honesty, integrity, loyalty and service. They’re what guides everything we do – from how we treat our members to how we treat each other. Come be a part of what makes us so special!This position can work remotely in the continental U.S. with occasional business travel.The OpportunityLeads, develops, coordinates, and ensures the implementation of first line of defense Risk management programs and framework to ensure Risk data is captured. Develops Risk mitigation strategies and controls, and partners with and engages the Enterprise Risk Management COE. Serves as the USAA Bank liaison providing leadership and direction to ensure processes and procedures are in place to effectively monitor and manage Risk. Ensures there is consistency in the aggregation of identifying and managing existing and emerging Risks that stem from business activities and ensure Risks associated with business activities are effectively identified, measured, monitored, and controlled.This position can work remotely in the continental U.S. with occasional business travel.What you’ll do:
Develops and oversees the implementation, development, and maintenance of controls, Risk management programs and framework
Provides direction and guidance for the implementation, development, and maintenance of the internal and external vendor governance framework
Develops and maintains the quality standards, operating policies, and procedures and directs implementation of approved changes
Identifies Risk and/or quality control improvements and provides support for major initiatives as appropriate, including project activities, related integrations, strategic activities, and large system/process improvements
Responsible for long term initiatives, ad hoc requests, issues, and on-going Risk management responsibilities
Coordinates with other control partners (e.g. Audit, Compliance and Operational Risk) and regulatory examiners to minimize duplication of effort
Provides guidance to business units and designs controls to address strategic, operational, financial and regulatory Risks
Establishes and monitors key performance and Risk indicators/metrics to assist with the early identification of Risk trends
Manages a team of professionals who perform overall assessments of operational Risks and controls, and conduct testing and analyses to identify, validate, and manage emerging Risk exposures
Holds responsibility for the governance, administration of compliance and operational documents and for the governance, maintenance, and enforcement of operating procedures
Stays current of regulatory environment and new developments
Develops and recommends action plans for initiatives that have regulatory impact
Supports and engages as appropriate in discussions with relevant regulators (e.g. OCC, FDIC, CFPB) on the business Risk control program and results
Keeps Senior Management apprised of changes and developments
Ensures risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures
What you have:Minimum Education:
Bachelor's degree; OR 4 years of related experience (in addition to the minimum years of experience required) may be substituted in lieu of degree
Minimum Experience:
10 years of experience with a focus on Business Management, Operations, Risk Management, Audit, Control, or Reporting required
4 years of leadership experience required demonstrating management responsibilities.
Executive-level knowledge of industry-related regulatory requirements, and operational Risk concepts
Demonstrated ability to successfully navigate and operate across multiple levels of an organization
Knowledge of federal laws, rules, regulations, and applicable guidance to area supported for example: OCC Heightened Standards, BSA/AML, REG E, UDAAP/UDAP, TILA/REG Z, SCRA, FCRA, MLA
What sets you apart:
Direct experience with Financial Crimes Issues Management processes and systems
Previous responsibility for Business Risk and Controls within a large Financial Institution
Demonstrated success in leading through a highly complex regulatory environment
What we offer:Compensation:USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location. The salary range for this position is: $163,880 - $294,980 .Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors.Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals.For more details on our outstanding benefits, please visit our benefits page on USAAjobs.com.Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting.USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.If you are an existing USAA employee, please use the internal career site in OneSource to apply.Please do not type your first and last name in all caps.Find your purpose. Join our mission.USAA is unlike any other financial services organization. The mission of the association is to facilitate the financial security of its members, associates and their families through provision of a full range of highly competitive financial products and services; in so doing, USAA seeks to be the provider of choice for the military community. We do this by upholding the highest standards and ensuring that our corporate business activities and individual employee conduct reflect good judgment and common sense, and are consistent with our core values of service, loyalty, honesty and integrity.USAA attributes its long-standing success to its most valuable resource: our 35,000 employees. They are the heart and soul of our member-service culture. When you join us, you'll become part of a thriving community committed to going above for those who have gone beyond: the men and women of the U.S. military, their associates and their families. In order to play a role on our team, you don't have to be connected to the military yourself – you just need to share our passion for serving our more than 13 million members.USAA is an EEO/AA Employer - applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, genetic information, sexual orientation, gender identity or expression, pregnancy, protected veteran status or other status protected by law.California applicants, please review our HR CCPA - Notice at Collection (https://statmcstg.usaa.com/mcontent/staticassets/Media/enterprisehrcpranoticeatcollection.pdf) here.USAA is an EEO/AA Employer - applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, genetic information, sexual orientation, gender identity or expression, pregnancy, protected veteran status or other status protected by law.