Reference #: 2024-00782
Primary Office Location:503 Martindale Street 4th Floor. Pittsburgh, Pennsylvania. 15212.Join our team. Make a difference - for us and for your future.Position Title:Senior Centralized Approval Specialist
Business Unit:Retail Operations
Reports to:Manager of Retail SupportPosition Overview:
The Senior Centralized Approval Specialist holds responsibility for conducting second-tier enhanced due diligence and red flag reviews, monitoring accounts, approving, and/or escalating medium-high dollar monetary transactions within the Retail line of business. The incumbent will support team members by addressing questions and concerns related to complex transactions that pose a risk to the line of business. Additionally, they prepare documentation and coordinate approvals for high-dollar transactions from senior leadership. The role involves assisting management in developing procedures, reporting, and conducting gap analyses to identify opportunities for efficiencies.Primary Responsibilities:
Evaluates and offers disposition guidance on transactions escalated by other team members. Conducts enhanced due diligence on transactions with elevated risk, providing recommendations for subsequent actions or escalating to second-line partners.Responsible for reviewing and analyzing customer transaction requests to ensure adherence to proper procedures and safeguard the Bank/customers from errors or loss. Conducts due diligence to ensure the absence of red flags before granting approval for transactions within assigned limits. Holds authorization to approve transactions at a higher level.Aids in formulating and executing departmental processes, procedures, and internal controls, while establishing a framework for documentation and retention. Observes activities, results, and trends to identify gaps and opportunities for process improvement.Collaborates with executive leadership as needed for situations necessitating heightened approval owing to transaction size/volume. Engages with branch employees and/or customers to acquire any missing information, validate transaction details, and/or address issues hindering approval.Performs other related duties and projects as assigned.All employees have the responsibility and the accountability to serve as risk managers for their businesses by understanding, reporting, responding to, managing and monitoring the risk they encounter daily as required by F.N.B. Corporation's risk management program.
F.N.B. Corporation is committed to achieving superior levels of compliance by adhering to regulatory laws and guidelines. Compliance with regulatory laws and company procedures is a required component of all position descriptions.Minimum Level of Education Required to Perform the Primary Responsibilities of this Position:
BA or BSMinimum # of Years of Job Related Experience Required to Perform the Primary Responsibilities of this Position:
5Skills Required to Perform the Primary Responsibilities of this Position:
Ability to work and multi-task in a fast paced environment
Excellent customer service skills
Excellent communication skills, both written and verbal
Excellent organizational, analytical and interpersonal skills
Detail-oriented
MS Excel - Intermediate Level
MS Word - Intermediate Level
Advanced knowledge of SharePoint and all Retail policies, procedures, and applications
Solid knowledge of fraud schemes and ability to assess risk
Excellent critical thinking and decision-making skillsLicensures/Certifications Required to Perform the Primary Responsibilities of this Position:
N/APhysical Requirements or Work Conditions Beyond Traditional Office Work:
N/AIt is the policy of F.N.B. Corporation and its affiliates not to discriminate against any employee or applicant for employment because of his or her race, color, religion, sex, sexual orientation, gender identity, national origin, or because he or she is an individual with a disability or disabled veteran, Armed Forces service metal veteran, recently separated veteran, or active duty wartime or campaign badge veteran. F.N.B. Corporation and its affiliates provide all applicants and employees a discrimination and harassment free workplace. Please Visit following page for important legal disclosures and information: https://www.fnb-online.com/disclosures