DescriptionYou Lead the Way. We’ve Got Your Back.With the right backing, people and businesses have the power to progress in incredible ways. When you join Team Amex, you become part of a global and diverse community of colleagues with an unwavering commitment to back our customers, communities and each other. Here, you’ll learn and grow as we help you create a career journey that’s unique and meaningful to you with benefits, programs, and flexibility that support you personally and professionally.At American Express, you’ll be recognized for your contributions, leadership, and impact—every colleague has the opportunity to share in the company’s success. Together, we’ll win as a team, striving to uphold our company values and powerful backing promise to provide the world’s best customer experience every day. And we’ll do it with the utmost integrity, and in an environment where everyone is seen, heard and feels like they belong.Join Team Amex and let's lead the way together.Our industry is rapidly evolving, and we need courageous, quick thinkers who can shape the strategic decisions that lead our business forward. Whether it’s negotiating with some of our largest global partners or creating next year’s financial plan, you can influence both our day-to-day P&L and the future direction of the company. As part of the team, you can have the opportunity to learn and use the latest data tools and technologies and explore a range of roles to grow your career. Find your place in finance on #TeamAmex.How will you make an impact in this role?The American Express National Bank (AENB) Treasury team within Global Treasury at American Express (AXP) is responsible to drive sound balance sheet management to support the Bank’s business strategy and in accordance with regulatory requirements. In order to do this, they work closely with process area experts including Treasury, Controllership, Corporate Planning, Center for Community Development, and Technologies to measure, monitor, and report the Bank’s funding, investment, liquidity, and market risk activities. The team maintains robust governance practices and processes, drives process enhancements, engages in automation/technology initiatives, and considers evolving regulatory expectations, while supporting the long-term growth of the Bank.As a member of the AENB Treasury team, the Manager will have a unique opportunity to work across Treasury and Finance functional areas to support balance sheet governance. The Manager will focus on committee governance compliance, ensuring appropriate policy and procedural documentation, maintaining access to contingent funding facilities, evaluating new product initiatives, improving existing processes, and integrating evolving business and regulatory needs. This role requires attention to detail, intellectual curiosity, and the ability to identify and communicate linkages across functional areas and teams.Key Responsibilities:
Oversee funding activities for AENB, including funding plans, funding programs, and related policies and procedures.
Assist in developing AENB liquidity strategies and policies, in compliance with regulatory guidance related to liquidity risk management and contingency funding plans, including liquidity requirements, intraday monitoring, cashflow forecasting, and balance sheet forecasting and reporting.
Manage and support the pledging of assets to maintain contingent funding access.
Support analysis of new products and product changes to evaluate market, liquidity, and capital impacts for AENB.
Ensure AENB balance sheet processes are well controlled and documented, while driving ongoing improvements and enhancements.
Oversee reporting and analysis for AENB interest rate risk, including risk limit monitoring and policy and procedure compliance.
Oversee finance activities related to AENB investments, including portfolio and decision support, reporting, and policy development.
Collaborate with colleagues across Treasury to drive results, meaningful analytics, and insights.
Produce reporting and analytics for senior management, the Asset/Liability Management Committee (ALCO) and sub-committees, and the AENB Board of Directors on treasury and other finance-related topics.
Support internal control group reviews and Bank regulatory exams.
Minimum Qualifications
Strong analytical and problem-solving skills to manage processes and drive improvements.
Results oriented with the ability to adjust quickly to shifting priorities, multiple demands, ambiguity, and time management.
Self-motivated, pro-active individual with excellent attention to detail.
Highly proficient in Excel and PowerPoint.
Intellectually curious with experience leading, supporting, and influencing across process areas.
Exceptional verbal/written communication skills with the ability to convey complex ideas into understandable and actionable messages.
Preferred Qualifications
Undergraduate or graduate degree in accounting or finance.
3-5 years Finance/Treasury experience.
Understanding of balance sheet and treasury risks areas and bank regulations.
QualificationsEmployment eligibility to work with American Express in the U.S. is required as the company will not pursue visa sponsorship for these positions.Salary Range: $80,000.00 to $155,000.00 annually bonus benefitsThe above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we'll consider your location, experience, and other job-related factors.We back our colleagues and their loved ones with benefits and programs that support their holistic well-being. That means we prioritize their physical, financial, and mental health through each stage of life. Benefits include:
Competitive base salaries
Bonus incentives
6% Company Match on retirement savings plan
Free financial coaching and financial well-being support
Comprehensive medical, dental, vision, life insurance, and disability benefits
Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
20 weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy
Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
Free and confidential counseling support through our Healthy Minds program
Career development and training opportunities
For a full list of Team Amex benefits, visit our Colleague Benefits Site .American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.US Job Seekers/Employees - Click here to view the “Know Your Rights” poster and the Pay Transparency Policy Statement.If the links do not work, please copy and paste the following URLs in a new browser window: https://www.dol.gov/agencies/ofccp/posters to access the three posters.Job: FinancePrimary Location: US-Utah-SandyOther Locations: US-New York-New YorkSchedule Full-timeReq ID: 24009897