Senior Underwriter - UW08CAUnderwriter - UW08CBWe’re determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals – and to help others accomplish theirs, too. Join our team as we help shape the future. We’re in the business of helping people achieve amazing things by protecting the things that matter most. And you can help us when you join our team of underwriters. They’re at the center of everything we do – and by joining us, you’ll be on a team known throughout the industry for providing our customers with just the right amount of coverage they need to pursue their unique interests.Your underwriting career here means collaboration, inclusivity, innovative thinking and so much more. Here, doing things the way they’ve always been done isn’t a part of the job. Here, you’ll be putting your creative insights to work with other underwriters and leaders, having a seat at the table with key decision makers. And you’ll have any number of opportunities for your career to grow in whatever direction you choose.The Middle and Large Commercial Programs Team is a high performing, versatile team driving success through collaboration and innovation. Success in this role will entail demonstrated sales and negotiation skills, managing the renewal process through strategic planning, creating new business success, account expansion, and cross sell opportunities. Underwriting includes Property, General Liability, Auto, Workers Compensation, and Umbrella lines of business.Responsibilities:
Underwrites renewal business including account rounding opportunities
Seamlessly applies all applicable LOB Underwriting guidelines when making decisions
Has good knowledge of applicable laws, regulations and governance
Underwrites renewals within individual authority level
Consults with Subject Matter Experts on renewals outside of individual authority level
Responsible for and influences renewal retention and risk-reward outcomes using pricing and underwriting tools as guidance
Acts as a trusted advisor to the agency
Partners with other underwriters in an assigned territory to drive better results and build deeper Hartford agency relationships
Manages new business cross-sell and up-sell opportunities across team
Sources opportunities for other team members
Consults with the agents to answer questions regarding coverage, explaining processes, directing the agents to appropriate resources within the Hartford based on their unique needs
Works with Operations partners to handle mid-term changes that require underwriting involvement.
Is responsive to the needs of internal and external customers, delivering excellent service in a timely fashion.
Qualifications:
Bachelor’s Degree or equivalent combination of education, training and experience
2 + years of Commercial Property and Casualty Carrier underwriting experience is required
Demonstrated success in developing and maintaining solid relationships with all internal and external business partners
Excellent communication, interpersonal and presentation skills
An ability to think analytically about business problems, make recommendations and propose solutions
High energy self-starter, who is resilient and has an entrepreneurial spirit
Demonstration of solid time, organizational, and desk management skills
Goal-oriented and delivers outcomes
Ability to challenge the status quo and compete to win
Superior technical knowledge and sound decision-making and analytical skills
Work Arrangement:This role will have a Hybrid work arrangement, with the expectation of working in the Hartford, CT; Charlotte, NC; or Clinton, NY office 3 days a week (Tuesday through Thursday).CompensationThe listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford’s total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is: $76,320 - $144,840The posted salary range reflects our ability to hire at different position titles and levels depending on background and experience. Equal Opportunity Employer/Females/Minorities/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age About Us (https://www.thehartford.com/about-us) | Culture & Employee Insights (https://www.thehartford.com/careers/employee-stories) | Diversity, Equity and Inclusion (https://www.thehartford.com/about-us/corporate-diversity) | Benefits (https://www.thehartford.com/careers/benefits) Human achievement is at the heart of what we do.We believe that with the right encouragement and support, people are capable of achieving amazing things.We put our belief into action by ensuring individuals and businesses are well protected, and by going even further – making an impact in ways that go beyond an insurance policy.Nearly 19,000 employees use their unique talents in careers that span a variety of disciplines – from developing the latest technology to creating and promoting our products to evaluating future financial risks.We’re also committed to programs that drive education and support volunteerism, which put human beings first. We do it because it’s the right thing to do, and because when our customers, communities and employees succeed, we all do.About Us (https://www.thehartford.com/about-us) Culture & Employee Insights Diversity, Equity and Inclusion (https://www.thehartford.com/about-us/corporate-diversity) Benefits Legal Notice (https://www.thehartford.com/legal-notice) Accessibility StatementProducer Compensation (https://www.thehartford.com/producer-compensation) EEO Privacy Policy (https://www.thehartford.com/online-privacy-policy) California Privacy PolicyYour California Privacy Choices (https://www.thehartford.com/data-privacy-opt-out-form) International Privacy PolicyCanadian Privacy Policy (https://www.thehartford.com/canadian-privacy-policy)