Work Location:Cherry Hill, New Jersey, United States of AmericaHours:40Pay Details:$68,640 - $102,960 USDTD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.Line of Business:FinanceJob Description:Department OverviewThe Treasury and Balance Sheet Management (TBSM) department of TD Bank is responsible for overseeing the management of TD Bank’s Canadian and US P&C: non-trading market risk, consolidated liquidity risk and consolidated capital position.Culture : TBSM prides itself on fostering a culture which focuses on development, open mindedness, sharing team successes, partnerships & value add initiatives. Emphasis is especially placed on developing our people by fostering a teaching culture & valuing diversity.The Investments Strategy and Analytics (S&A) team is accountable for delivering on the Front Office and Investments initiatives, including the addition of new asset classes to the portfolio as well as new capabilities. The Investments S&A team develops and maintains investment portfolio reporting and analytics to measure and highlight the enterprise investment portfolio performance, financial impacts and trends and drive value added decision making.The Investments S&A team collaborates with the Front Office team in developing the Investment portfolio plan and delivery of that plan. The team partners with stakeholders across the organization including various teams within TBSM including Asset Liability Management, Funding, Liquidity, Hedge Accounting, as well as teams in Finance and Risk to manage the Enterprise Investment Portfolio (EIP) - including US, CAD, European and TDS portfoliosThe Financial Analyst III provides planning, forecasting, reporting and financial analysis support for assigned line(s) of business and/or at the total segment level under the guidance of financial management. In addition, The Financial Analyst III provides highly specialized financial consulting and analytical support at the assigned line(s) of business or total segment level identifying key emerging financial trends, measurement of key performance metrics and success factors, line of business and total segment financial target setting and measurement, capital budget and key initiative evaluation and planning, cost and product profitability analyses, specialized reporting and support for special projects.Depth & Scope:
Conducts complex analysis as it applies to area of responsibility
Understands the whole financial function and the key business areas supported
Focus is on one or more components of results that have greater complexity (e.g., Expenses, Revenue, Volumes) or on complete results for a single line of business
May lead activities of unit, assigning, prioritizing and monitoring work
May resolve escalated issues and problems by conferring with staff
May provide training and mentoring for new and less experienced staff
Provides financial, analytical, planning, and forecasting expertise to assist in the development and completion of projects
May develop specialized analytical tools for project or ongoing use
May develop conclusions and courses of action to rectify discrepancies as well as analyses
Develops and analyzes key metric and plan variances and related information
May provide cost and product analyses
Develops analyses of performance and predictive data
Compiles and generates ad-hoc analytical reports
May develop financial analytical and forecasting models to test assumptions and predict results of business initiatives
May lead additional research efforts, applying expertise in financial analysis
May research and review details of business operating metrics and actively seeks to identify and promote new opportunities or products
Education & Experience:
Bachelors degree or progressive work experience in addition to experience below
5-7 years related experience required
In-depth knowledge of financial analysis, financial model-building and interpretive statistics
Ability to successfully plan, develops, lead, and execute projects
Ability to effectively interpret, select appropriate techniques, take independent action, communicate and follow-through
Strong communications skills, both written and verbal
Strong interpersonal and consultative communication skills with well-developed presentation skills
Ability to manage competing priorities effectively, making good decisions based on business priorities and objectives
Practical knowledge of financial analysis techniques and methodologies
Ability to employ complex analytical tools and statistics to perform analysis and forecasting of financial and other business information
Knowledge and understanding of budgeting and forecasting processes
Knowledge of accounting and the associated rules and regulations
Preferred Qualifications:Familiarity with:
Principles of capital markets and asset/liability management
Bank Investment Portfolios and related products held in the portfolios
Bank Treasury processes and how they interconnect
Bank income statements and financial reporting
Accounting for investment products including hedge accounting
Experience with:
Managing multiple complex projects concurrently
Dealing with data and complex EUCs,
Experience documenting complex processes
Strong knowledge and experience with VBA
Experience using Python a plus
Gathering & analyzing financial data to derive value added analysis
Partnering with cross functional teams to deliver on key initiatives
Communicating with all levels of the organization, including senior management
Simplifying and presenting complex concepts and business results in terms understandable by audiences with varied backgrounds including senior bank executives
Competencies and Personal Qualities:
Excellent interpersonal and communication skills
Able to develop and foster a positive working relationship with partners and project stakeholders
Quick to learn and apply new concepts
Demonstrated strong analytical abilities
Ability to collaborate and teach skills and concepts to colleagues
Approach responsibilities with diligence and initiative, taking ownership of issues to ensure successful outcomes
Strong organizational skills with an ability to prioritize and manage competing initiatives
Challenge the status quo and exhibit a forward-looking mindset to identify enhancement opportunities that are efficient and scalable
Physical Requirements:Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100%
Domestic Travel – Occasional
International Travel – Never
Performing sedentary work – Continuous
Performing multiple tasks – Continuous
Operating standard office equipment - Continuous
Responding quickly to sounds – Occasional
Sitting – Continuous
Standing – Occasional
Walking – Occasional
Moving safely in confined spaces – Occasional
Lifting/Carrying (under 25 lbs.) – Occasional
Lifting/Carrying (over 25 lbs.) – Never
Squatting – Occasional
Bending – Occasional
Kneeling – Never
Crawling – Never
Climbing – Never
Reaching overhead – Never
Reaching forward – Occasional
Pushing – Never
Pulling – Never
Twisting – Never
Concentrating for long periods of time – Continuous
Applying common sense to deal with problems involving standardized situations – Continuous
Reading, writing and comprehending instructions – Continuous
Adding, subtracting, multiplying and dividing – Continuous
The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes.Who We Are:TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you’ve got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we’re here to support you towards your goals. As an organization, we keep growing – and so will you.Our Total Rewards PackageOur Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more (http://hrportal.ehr.com/tdtotalrewards)Additional Information:We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.Colleague DevelopmentIf you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals.Training & OnboardingWe will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.Interview ProcessWe’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.AccommodationIf you are an applicant with a disability and need accommodations to complete the application process, email the TD Bank US Workplace Accommodations Program at [email protected] . Include your full name, best way to reach you, and the accommodation needed to assist you with the application process.All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.Federal law prohibits job discrimination based on race, color, sex, sexual orientation, gender identity, national origin, religion, age, equal pay, disability and genetic information.