C&I Senior Underwriter

We are seeking a Senior Underwriter with a strong background in Middle Market lending to join our Credit Underwriting team. The ideal candidate will have expertise in underwriting apparel and related companies and experience in asset-based lending stracture. Experience with healthcare industry write-ups is a plus. This role requires strong analytical skills, the ability to multi-task, and the capability to work efficiently under tight deadlines while ensuring high-quality credit assessments.This is an excellent opportunity for a detail-oriented professional who enjoys working on complex transactions and collaborating with relationship managers, credit risk teams, and other stakeholders.Key ResponsibilitiesFinancial & Credit AnalysisConduct comprehensive financial statement reviews and assess cash flow trends.Develop detailed cash flow and sensitivity analyses to evaluate borrowers' financial health.Structure credit facilities that align with risk parameters and client needs.Prepare loan pricing and profitability models that optimize risk-adjusted returns.Underwriting & StructuringLead underwriting efforts for middle-market companies, with a preference for apparel and related industries.Participate in client meetings, assessing financing needs and structuring optimal credit solutions.Identify key risks in transactions and develop thoughtful risk mitigation strategies.Prepare well-structured credit approval packages, articulating a clear risk assessment and recommendation.Collaboration & GrowthPartner closely with relationship managers and credit risk teams to drive deal flow.Contribute to process improvements and best practices within the team.Assist with special projects as needed, supporting strategic initiatives.#LI-Hybrid