Operating at elevated production levels, the Senior Home Loan Officer position requires the expert execution of Real Estate lending tasks in alignment with STCU loan standards. Distinguished by a track record of success, this position focuses on originating and closing loans from internal and external sources, including conventional, government, and construction loans. The role requires exceptionally accurate and efficient completion of residential mortgage origination functions surpassing the benchmarks for non-senior roles.Core Job Requirements/OutcomesMeet mortgage loan production standards by performing high volume lending functions accurately, timely, and in alignment with STCU loan standards and procedures.Guide qualified borrowers through the mortgage loan origination process successfully by setting clear expectations with borrowers on timelines, loan conditions and closing dates, as well as evaluating loan application materials and making recommendations that align with STCU policies and/or secondary market guidelines.Identify and coordinate opportunities with other departments to maximize their expertise to fulfill corporate objectives and extend financial aid by being proficient in STCU’s products, systems, and procedures as well as developing strong relationships.Other Essential FunctionsMaintain accurate and current knowledge of all residential loan programs, guidelines, and procedures; to include conventional, Government (FHA/VA), construction, and other STCU portfolio products.Evaluate loan applications, credit reports, title reports, appraisals, inspections and supporting documentationTake ownership of issues by acting as the member’s advocate.Follow through on all commitments.Maintain knowledge in and adhere to policies, procedures, and established processes in order to support compliance requirements for the department and the organization overall.Recommend policy / procedural changes and process improvements to assist in the achievement of the strategic goals of the organization.Contribute to and support a positive work environment to ensure an effective, high performing and cohesive team.