432208BRJob Title:Loan Review Examination Group Manager (US)Company Overview:Our ValuesAt TD, we're guided by our purpose to enrich the lives of our customers, communities and colleagues, and share a set of values that shape our culture and behaviors. In exchange for how our colleagues show up to help TD succeed, we are committed to delivering a colleague experience grounded in Impact, Growth and a Culture of Care. No matter where you work across TD, we empower you to make an impact at work and in your community, explore and grow your career, and be part of our caring and inclusive culture.Making Your Well-being a PriorityA caring and supportive culture that promotes colleague well-being is core to who we are. At TD, we focus on total well-being with extensive programs to help colleagues assess, manage, and improve their well-being across four core pillars — physical, financial, social and mental/emotional. In addition, we champion a safe and inclusive work environment, so colleagues feel a sense of belonging and feel supported in their personal and professional growth. Through our focus on well-being, we know that we can help our colleagues thrive, contribute to our culture of care, and support better business outcomes, because when colleagues feel their best, they're more likely to do their best.Our Total Rewards PackageOur Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition.How We WorkAt TD, we believe in-person connections fuel collaboration and collective creativity. Our workplace experience empowers colleagues to do great work side-by-side at TD locations, while offering flexibility to work remotely where it makes sense for the work and team. Our teams work in one of three workplace models: hybrid, onsite and primarily remote. Wherever our colleagues are working, they’ll always have access to the TD community to experience our culture of care.Who We AreTD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues. TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you’ve got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we’re here to support you towards your goals. As an organization, we keep growing – and so will you.Auto req ID:432208BRCountry:United States, US TD FootprintJob Requirements:
Provides people management leadership by hiring the best talent, setting goals, developing staff, managing employee performance and compensation decisions, promoting teamwork and handling any/all disciplinary actions, as required
Serves as Examiner In Charge for a variety of commercial examinations across various industries and business units.
Plans for exams by identifying in-scope population and sample, preparing planning documentation, identifying Examiner resources and needs and appropriately addressing same, making workload assignments, and preparing and conducting Examiner kickoff meeting
Provides Examiners with high quality, useful, intuitive Job Aids to assist in exam completion
Serves as a resource throughout the examination process to quickly and clearly address Examiner questions or roadblocks
Reviews and provides high quality feedback regarding Examiner work to ensure accuracy, consistency of execution, and quality of conclusions
Monitors examination work in process to proactively escalate potential risk issues and drive timely completion of Examiner file work and ultimate report delivery to the Line of Business
Serves as an expert resource relative to all Policy and Regulatory matters; knows, understands, and appropriately applies commercial Regulatory guidance
Maintains an excellent working knowledge of Bank credit policies and procedures to measure appropriate adherence. Stays well informed on credit products and structures, industry trends and regulatory changes
Proactively escalates potential concerns and issues to Loan Review and Bank senior management, where appropriate, with potential solutions already derived
Produces high quality reports, requiring minimal revision, documenting examination findings for presentation to senior Bank management
Interacts professionally and productively, whether verbally or in writing, with senior Bank credit management and credit risk staff to resolve any discrepancies and disputes while maintaining appropriate third line of defense independence and Regulatory perspective
Liaises well with related Commercial Portfolio Monitoring staff in exam planning, execution, and delivery of results to Bank senior management
Trains and develops Examiners both with regard to specific examinations and relative to long-term professional development and enhancement of Loan Review department capabilities
Professionally completes all personnel management responsibilities including regular periodic Team meetings, quarterly performance check-ins, annual development planning, reward and recognition, performance improvement plans, as well as the design and implementation of advancement opportunities
Proactively provides input to the Commercial Examination Director as to strategic direction relative to exam planning and Loan Review process improvement
Utilizes skills and abilities to proactively improve Loan Review department process and product
Compiles data collected during examinations and interprets the data in narrative and analytical form to present findings to senior Loan Review and Bank management
Performs other related duties as required
be eligible for employment under regulatory standards applicable to the position.
Hours:40Job Details:As a long-tenured commercial credit expert, the Loan Review Examination Group Manager serves as both an Examiner-in-Charge and a personnel manager of a team of professional Commercial Examiners. The Examination Group Manager plans, leads, and ultimately reports out on large scale examinations. The role is responsible for identifying and effectively communicating complex findings to Loan Review senior management as well as Bank senior Commercial Credit and Credit Risk management. The role is also responsible for the direct management and professional development of a Team of Commercial Examiners.Inclusiveness:Our Commitment to Diversity, Equity, and InclusionAt TD, we’re committed to fostering an environment where all colleagues are encouraged to bring their authentic selves to work, experience equitable opportunities, and feel respected and supported. We’re dedicated to building an inclusive workforce that reflects the diversity of the customers and the communities in which we live and serve.EOE/Minorities/Females/Veterans/Individuals with Disabilities/Sexual Orientation/Gender Identity.AccommodationIf you are a candidate with a disability and need accommodations to complete the application process, email the TD Bank US Workplace Accommodations Program at [email protected]. Include your full name, best way to reach you, and the accommodation needed to assist you with the application process.How We're Helping Make an Impact in CommunitiesTD has a long-standing commitment to help drive progress towards a more inclusive and sustainable future. That’s why we launched the TD Ready Commitment in 2018, now a multi-year North American initiative. Under the TD Ready Commitment, we are targeting a total of $1 billion by 2030 in community giving across four key, interconnected drivers of change: Financial Security, Vibrant Planet, Connected Communities, and Better Health. It’s our goal to help support change, nurture progress, and contribute to making the world a better, more inclusive place for our customers, colleagues, and communities.We look forward to hearing from you!State:Connecticut, District of Columbia, Delaware, Florida, Georgia, Massachusetts, Maryland, Maine, North Carolina, New Hampshire, New Jersey, New York, Pennsylvania, Rhode Island, South Carolina, Virginia, Vermont, TD FootprintCity:Atlanta, Baltimore City, Boston, Burlington, Charlotte, Cherry Hill, Concord, Fairfield, Greenville, Miami, Mount Laurel, New York, Philadelphia, Portland, Providence, TD Footprint, Vienna, Washington, WilmingtonQualifications:
Bachelor's Degree in business or related field required. Strong preference for Finance or Accounting major or concentration, but extensive work experience can offset a different degree type
Minimum of 15 years Commercial credit experience in loan review, credit underwriting/analysis, credit management, credit risk management, Commercial lending or Regulatory examinations
Strong knowledge of Commercial lending and credit analysis with proven experience in corporate, syndicated and leveraged loans
Excellent verbal and written communication skills
Must be able to present well-formed and supported opinions of process, procedure and credit risk condition to senior management
Must be able to prioritize and organize assignments and meet strict deadlines
Excellent PC skills, including word processing and spreadsheets via Microsoft Office products as well as custom applications and systems
#Hybrid #remoteWork Location:111 Main Street (Burlington)Business Line:TD Bank AMCBJob Category - Primary:Risk ManagementJob Category(s):Risk ManagementState (Primary):VermontState #2:New YorkState #3:FloridaState #4:MassachusettsState #5:PennsylvaniaState #6:South CarolinaState #7:ConnecticutState #8:New HampshireState #9:MaineState #10:VermontCity (Primary):BurlingtonCity #2:New YorkCity #3:MiamiCity #4:BostonCity #5:PhiladelphiaCity #6:GreenvilleCity #7:FairfieldCity #8:ConcordCity #9:PortlandCity #10:BurlingtonTime Type:Full TimeEmployment Type:RegularJob Searches Match:StatewideState #11:VirginiaState #12:MarylandState #13:DelawareState #14:Rhode IslandState #15:District of ColumbiaState #16:North CarolinaState #17:GeorgiaCity#11:ViennaCity #12:Baltimore CityCity #13:WilmingtonCity #14:ProvidenceCity #15:WashingtonCity #16:CharlotteCity #17:AtlantaPay Range:$139,360 - $226,720 annuallyFederal law prohibits job discrimination based on race, color, sex, sexual orientation, gender identity, national origin, religion, age, equal pay, disability and genetic information.