The primary function of a Compliance Manager - Lending is to coordinate the credit union's lending compliance with applicable international, federal, and state rules, regulations, and statutory requirements with a special focus on the Mortgage, Commercial, Consumer, and Collection functions. The Manager - Compliance (Lending) also serves as an enterprise-wide consultant in regard to typical organizational compliance needs including regulatory interpretation and completing compliance risk assessments and testing. The Compliance Manager - Lending will oversee, develop, review, and/or revise lending-related enterprise policies, procedures, forms, agreements, processes, and disclosures to ensure compliance with applicable laws, rules, and regulations for all lending functions. The Manager - Compliance (Lending) ensures the credit union, affiliates, and employees understand and abide by internal and regulatory policies and procedures. This position will oversee that all the Enterprise Compliance Risk Assessment process and testing for lending regulations. The Manager- Compliance (Lending) will ensure that all actions and functions are in alignment with the Enterprise Compliance Management System. As needed, the Manager - Compliance (Lending) will serve as a primary consultant for organization-wide compliance awareness and management, requiring a mastery of many, varied regulations, and a strong awareness of available legislative & compliance resources. Complaint management for the credit union falls under this role.
Essential FunctionsCompliance General Support: Provide guidance and assistance in complex matters of regulatory, procedural and legal issues as needed and with a focus on lending functions throughout the organization. Meet regularly with business partners to discuss regulatory compliance matters.Compliance Risk Assessments and Testing: Perform and manage team performance of enterprise compliance risk assessments and monitoring and testing associated with applicable regulations and internal controls.Regulatory Compliance Policies and Procedures: Develop and maintain corporate regulatory compliance policies, and departmental procedures, and review first-line lending procedures.Compliance Correspondence and Reviews: Review, research, and prepare applicable regulatory content for product disclosures, marketing material, and other member correspondence. This also includes a review of vendor compliance.Staff Management & Development Activities: Supervise staff to include mentoring, professional development, time card / PTO approval, work review, and annual performance appraisals. Meets regularly with staff to communicate objectives and establish deadlines.Bank Secrecy Act: Remains cognizant of and adheres to Ent policies and procedures, and regulations pertaining to the Bank Secrecy Act.