Business Applications Analyst Senior - Deposit Operations

Why USAA?Let’s do something that really matters.At USAA, we have an important mission: facilitating the financial security of millions of U.S. military members and their families. Not all of our employees served in our nation’s military, but we all share in the mission to give back to those who did. We’re working as one to build a great experience and make a real impact for our members.We believe in our core values of honesty, integrity, loyalty and service. They’re what guides everything we do – from how we treat our members to how we treat each other.Come be a part of what makes us so special!The OpportunityWe are seeking a dedicated Business Applications Analyst Senior – Deposit Operations.This position can work remotely in the continental U.S. with occasional business travel.What you'll do:The Business Application Analyst Sr will support Deposit Products. This individual will provide system support by bridging the gap between business and IT through research and production support for Fidelity Applications for Checking, Savings and CD products. Clearly and accurately documents processes, procedures, controls, and/or design templates for any projects or initiatives assigned. Supports and delivers critical updates to product and deposit servicing capabilities and supports modernizing of banking platforms and business rules engines. Identifies opportunities to streamline, automate and improve process execution. Implements solutions to strengthen risk mitigation and position the team for the future.Provides complex analytical, business, and technical support related to strategic business functions, process, and applications/IT platforms. Leads and participates in efforts supporting business analysis and decision making processes including creating, implementing and maintaining application solutions to meet the needs of a business or organization. Proposes changes to business processes to better align to business need.

Advises and provides analytical support and recommendations to stakeholders making decisions related to business and application/IT platform direction and modifications, taking into account current and future business needs and opportunities.

Maintains advanced understanding of business processes, applications/IT platform and strategic direction and advises customers on and facilitates the identification, research, and analysis of application/IT platform and technology solutions.

Collaborates and exchanges information with team members, stakeholders, and information services to ensure dependencies, risks, and opportunities are identified and addressed.

Researches complex business issues requiring advanced knowledge of business principles and theories.

Responsible for analyzing and participates in documenting business requirements for application/IT platform and data systems and directing the testing and implementation of new systems or changes to current system as required to meet contractual needs and improve processes.

Leads and participates in the design and administration of standards and policies regarding application/IT platform and end user customer documentation.

Provides input and participates in establishing system documentation standards and quality assurance methodologies for systems and applications/IT platform.

Provides work direction and coaching to team members and may provide input on performance and development plans.

Ensures risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures.

What you have:

Bachelor's degree; OR 4 years of related experience (in addition to the minimum years of experience required) may be substituted in lieu of degree (10 years of experience in lieu of a degree).

6 years of work experience in analyzing IT business processes, software application/IT platform design and/or IT documentation, with an understanding of application/IT platform data systems and operations processes.

Demonstrated understanding of application/IT platform administration and the software development life cycle, to include testing execution.

Experience in developing and maintaining documentation related to workflow and business requirements, as well as technical functionality of IT applications/IT platform.

Advanced knowledge of Microsoft Office tools.

Knowledge of risk & controls with experience identifying and fixing gaps, documenting controls and testing of those controls.

Successful completion of an analyst assessment may be required.

What sets you apart:

2+ Years strong business acumen in financial services or related industry with experience in a high volume Core Banking transaction processing production team.

2+ Years experience working with Fidelity (FIS) Systematics Applications - Advance Loan Systems (ALS), IMPACS (IM), Relationship Manager (RM), Savings Time (ST), General Architecture (GN), or Certification Tracking (HX) and/or experience with research and production support for banking systems.

Strategic, analytical, and data driven mentality and capacity to develop data analysis skills using queries in SQL or other business intelligence and analysis software applications.

Knowledge of federal laws, rules, and regulations to include: UDAAP/UDAP, Regulation CC, Regulation E (EFTA), TILA/REG Z, Regulation B (ECOA).

US military experience through military service or a military spouse/domestic partner.

The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.What we offer:Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location. The salary range for this position is: $89,990-$172,000.Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors.Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals.For more details on our outstanding benefits, please visit our benefits page on USAAjobs.com.Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting.USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.If you are an existing USAA employee, please use the internal career site in OneSource to apply.Please do not type your first and last name in all caps.Find your purpose. Join our mission.USAA is unlike any other financial services organization. The mission of the association is to facilitate the financial security of its members, associates and their families through provision of a full range of highly competitive financial products and services; in so doing, USAA seeks to be the provider of choice for the military community. We do this by upholding the highest standards and ensuring that our corporate business activities and individual employee conduct reflect good judgment and common sense, and are consistent with our core values of service, loyalty, honesty and integrity.USAA attributes its long-standing success to its most valuable resource: our 35,000 employees. They are the heart and soul of our member-service culture. When you join us, you'll become part of a thriving community committed to going above for those who have gone beyond: the men and women of the U.S. military, their associates and their families. In order to play a role on our team, you don't have to be connected to the military yourself – you just need to share our passion for serving our more than 13 million members.USAA is an EEO/AA Employer - applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, genetic information, sexual orientation, gender identity or expression, pregnancy, protected veteran status or other status protected by law.USAA is an EEO/AA Employer - applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, genetic information, sexual orientation, gender identity or expression, pregnancy, protected veteran status or other status protected by law.