At UnitedHealthcare, we’re simplifying the health care experience, creating healthier communities and removing barriers to quality care. The work you do here impacts the lives of millions of people for the better. Come build the health care system of tomorrow, making it more responsive, affordable and equitable. Ready to make a difference? Join us to start Caring. Connecting. Growing together.The California Market Vice President, Underwriting is accountable to achieve operating income, membership, expense and medical care ratio objectives through the financial management of all business lines for the California market. This individual is responsible for developing a macro underwriting strategic plan for their assigned book of business, processes and products. They will understand their assigned markets and the strengths and weaknesses of competitor’s products. This role reports to and actively supports the Vice President of Underwriting for California, Strategic Accounts and Aggregated Employers.If you are located in Cypress or Concord, CA, you will have the flexibility to work from home and the office in this hybrid role as you take on some tough challenges.Primary Responsibilities:
Manage and monitor the financial results of assigned businesses through case risk evaluation, product pricing and negotiating complex financial arrangements with customers
Assists in development of budget with specific focus on forecast accuracy to achieve membership growth, revenue and IOI targets
Leads underwriting management staff and specialists to achieve results, maximize capabilities and promote employee development
Serve as a key member of the market CEO leadership team. Develops and maintains solid working relationships with market management teams and actively contributes to the resolution of business issues
Supports the Sales organization as a business partner balancing goals of growth and profit. Assists in developing marketing strategy and making sales presentations with UHC’s sales force, brokers and consultants. Explains pricing rationale to Sales as necessary
Provides general business and technical underwriting guidance to assigned underwriters/underwriting management and Sales. Communicates underwriting policies, procedures and goals
Assists underwriting management teams with the review of complex cases, staffing resource projections, process improvements and overall workload balance/management
Identifies the need for and actively supports and implements decisions and changes within underwriting that impact people, systems and processes of underwriting. Plans and manages underwriting projects in conjunction with other Underwriting leaders
Actively represent the underwriting perspective on multi-functional task forces and projects sponsored across all segments within UnitedHealthCare
You’ll be rewarded and recognized for your performance in an environment that will challenge you and give you clear direction on what it takes to succeed in your role as well as provide development for other roles you may be interested in.Required Qualifications:
10+ years of experience with healthcare underwriting for any variety of products: PPO, HMO, self-funded, ASO/fully-insured, group or individual
5+ years management experience with direct reports
Experience collaborating with external brokers consultants, clients
An intermediate level of proficiency with MS Word, Excel and PowerPoint
Demonstrated superior oral and written communication skills
Demonstrated to be organized, detail oriented and able to translate big picture ideas into client objectives
Demonstrated solid negotiation and persuasion skills
All employees working remotely will be required to adhere to UnitedHealth Group’s Telecommuter PolicyCalifornia Residents Only: The salary range for this role is $147,300 to $282,800 annually. Pay is based on several factors including but not limited to local labor markets, education, work experience, certifications, etc. UnitedHealth Group complies with all minimum wage laws as applicable. In addition to your salary, UnitedHealth Group offers benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). No matter where or when you begin a career with UnitedHealth Group, you’ll find a far-reaching choice of benefits and incentives.At UnitedHealth Group, our mission is to help people live healthier lives and make the health system work better for everyone. We believe everyone–of every race, gender, sexuality, age, location and income–deserves the opportunity to live their healthiest life. Today, however, there are still far too many barriers to good health which are disproportionately experienced by people of color, historically marginalized groups and those with lower incomes. We are committed to mitigating our impact on the environment and enabling and delivering equitable care that addresses health disparities and improves health outcomes — an enterprise priority reflected in our mission.Diversity creates a healthier atmosphere: UnitedHealth Group is an Equal Employment Opportunity/Affirmative Action employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin, protected veteran status, disability status, sexual orientation, gender identity or expression, marital status, genetic information, or any other characteristic protected by law.UnitedHealth Group is a drug - free workplace. Candidates are required to pass a drug test before beginning employment.