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Mortgage Loan Originator will report directly to the Vice President of Mortgage Lending. Mortgage Loan Originator will also work closely with the Mortgage Loan Underwriters, Processors and Closers. Personal commitment to the Jonah Code through actions, decisions and daily interactions with other staff members is of the utmost importance. Jonah Bank is a small community bank and this position requires continued flexibility while roles and responsibilities evolve as the bank grows.Primary Duties and Responsibilities Generate New Business. Develop Business Referral Network through various marketing tactics, prospecting and networking activities. Participate in community efforts to promote home ownership.Maintain relationships with business partners (realtors, insurance companies, title companies, previous clients, community networks) to ensure referral base growth and sustainability.Meet with prospective borrowers. Review and analyze credit and financial data. Determine borrower’s financing objectives and goals.Present borrowers with appropriate mortgage products and programs; thoroughly understanding guidelines. Understand pricing, lock rates as outlined by Pricing Policy.Encourage other banking relationship opportunities for customers.Manage ordering of appraisals, title work, insurance and collect supporting loan documentation as required.Provide complete mortgage loan package to processing and underwriting.Work with processors to fulfill underwriting conditions.Communicate loan status to customers and real estate agents.Communicate effectively with processing and underwriting staff.Attend all closings and present loan packet to borrowers.Attend and complete any required training.Maintain current and thorough knowledge of all lending programs, policies, procedures and regulatory requirements.RequirementsBackground in a financial institution/mortgage loan environment with a strong understanding of mortgage loan transactions.Computer SkillsStrong computer skills are required for this position as responsibilities encompass the use of multiple systems and their functions. In depth knowledge of Excel and Word is a must.Communication SkillsTo perform this job successfully you must be able to communicate effectively and comfortably with all departments and management levels of the bank. Strong interpersonal skills are required in order to build an atmosphere of mutual respect and teamwork, while supporting the current and long range objectives of the bank.Job Type: Full-timeExperience:Relevant: 1 year (Preferred)Additional Compensation:CommissionWork Location:One locationSchedule:8 hour shiftMonday to Friday
Vacancy caducado!