Credit Underwriter – Merchant Accounts

The Credit Analyst will be an integral part of our Bundled Acquiring Group and will be responsible for underwriting merchant applications for our growing Authorize.net merchant base. Specific Responsibilities will include:Apply appropriate underwriting criteria to prospective merchant applications in accordance with credit policy to ensure financial exposure is appropriately mitigated.Support overall business needs by ensuring Underwriting group makes quality credit decisions within published SLAs.Underwrite merchants for both our Enterprise and Small Business platforms.Team with Sales and Acquiring Partners in order to provide a seamless experience to prospective merchants.Perform periodic reviews of existing merchants in an effort to manage overall risk.Work with Sales and Account Management on quantitative and qualitative understanding of merchant’s acceptance costs and processing effectiveness.Take an active role within CyberSource to identify and recommend for approval process/policy changes to make the group more effective.Contribute, as needed, to ongoing projects for the Acquiring Operations team. This is a hybrid position. Hybrid employees can alternate time between both remote and office. Employees in hybrid roles are expected to work from the office 2-3 set days a week (determined by leadership/site), with a general guidepost of being in the office 50% or more of the time based on business needs.