Consumer Loan Processor Clerk

Summary:  This position is responsible for interviewing consumer and mortgage loan applicants, and originating and processing consumer and mortgage loan applications. IN OFFICE POSITIONResponsibilities:Understands and follows all Bank Secrecy Act regulations.Registers for NMLS and completes required training.Gathers background information on loan applicants by interviewing loan applicants at the branch locations or by phone.Pulls credit reports for all accounts, verifies debts, estimates monthly payments for any outstanding debts not listed, and adds them to debts on application.Coordinates closings with attorneys, title companies and branches for consumer loans.Inputs approved mortgage and consumer loans onto the data processing system and funds the loan closings.Quality control of appraisals, title updates, plot plans and surveys for mortgages.Prepares closing documents as necessary. Reviews returned closing packages for accuracy and compliance. Follows-up on pending documentation to ensure the completion of the file.Answers member phone inquiries for mortgage or consumer loan information or maintenance.Booking and funding of loans.Submits loans to Freddie Mac using loan prospector software.Coordinates subordination requests for approval by the Vice President of Lending.Collects, audits and submits HMDA information quarterly and annually.Handles loan servicing including escrow and PMI disclosures and analysis.Makes calls/cross sells additional loan products. Note:  The list of essential functions is not exhaustive.  It may be supplemented as necessary from time to time. Additional Functions:Supports the consumer loan staff.