Work Location:United States of AmericaHours:40Pay Details:$23.25 - $36.00 USDTD is committed to providing fair and equitable compensation opportunities to all colleagues. The included salary range for this role takes into account multiple factors that are considered in making compensation decisions. The base pay actually offered may vary based upon candidate's skills and experience, job-related knowledge, licensure and certifications, geographic location, and other specific business and organizational needs. As TD puts career development at the forefront of our colleague experience, it is not typical for an individual to be hired at or near the top of the range for their role.As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.Line of Business:Personal & Commercial BankingJob Description:The Commercial Loan Specialist II manages and administers a portfolio of loans from origination through to closing in accordance with Bank policies, procedures, and regulatory requirements.This is a fully remote position working Monday - Friday 8:30am to 5:00pmDepth & Scope:
Manages a loan pipeline from origination through to closing and funding in accordance with Bank policies and procedures
Provides documentation and Bank policy and procedure guidance to all lending areas
Conducts searches and performs necessary due diligence
Ensures all applicable loan documentation is uploaded to image repository system
Handles loans that are complex in nature ensuring all documentation are in compliance
Resolves complex issues relating to closings
Verifies all quality control procedures are maintained and monitored
Serves as a resource for Loan Specialist I
Ensures all loans are closed without critical, noncritical or regulatory exceptions
Ensures all required loan conditions (insurance, collateral, etc.) are sufficient and properly documented and in compliance with bank policy
May manage/confirm TD changes are consistent with system requirements
Evaluates best course of action taking into account bank policy, regulatory requirements, impact to the customer, and impact to the bank as well as cost factors
Manages/takes appropriate actions to ensure loans are ready to be funded, booked and properly set-up if necessary
Generates and maintains loan documentation from beginning to finish ensuring adherence with compliance with bank policy procedures regulatory requirements and lending conditions
Establishes relationships with applicable operation teams, relationship management team, credit offers and others as needed
Acts as liaison with bank counsel, compliance, asset based lending, leasing, government banking, derivatives, construction loan administration, brokers, international department, and various other parties to the loan as needed
Education & Experience:
4 year degree or equivalent experience required
3+ years related experience required
Demonstrated ability to provide excellent Customer service to internal and external Customers
Excellent PC skills and familiarity with standard office equipment
Ability to work in a fast-paced, dynamic environment
Detail-oriented, self-motivated and able to work independently in handling a heavy workload
Possesses organizational, analytical and decision-making skills
Effective interpersonal, verbal and written communication skills
Strong knowledge of loan documentation title policies, appraisals, environmental assessment, entity formation documents and bank policies and procedures
Paralegal experience/knowledge needed
Project management skills
Preferred Experience
Commercial Loan Experience Preferred
nCino experience Preferred
Who We Are:TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you’ve got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we’re here to support you towards your goals. As an organization, we keep growing – and so will you.Our Total Rewards PackageOur Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more (http://hrportal.ehr.com/tdtotalrewards)Additional Information:We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.Colleague DevelopmentIf you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals.Training & OnboardingWe will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.Interview ProcessWe’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.AccommodationIf you are an applicant with a disability and need accommodations to complete the application process, email the TD Bank US Workplace Accommodations Program at [email protected] . Include your full name, best way to reach you, and the accommodation needed to assist you with the application process.All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.Federal law prohibits job discrimination based on race, color, sex, sexual orientation, gender identity, national origin, religion, age, equal pay, disability and genetic information.