Job Details

ID #5290172
Estado Wyoming
Ciudad Gillette
Tipo de trabajo Full-time
Salario USD $45,000 - $80,000 a year 45000 - 80000 a year
Fuente First Northern Bank of Wyoming
Showed 2020-10-28
Fecha 2020-10-06
Fecha tope 2020-12-05
Categoría Bienes raíces
Crear un currículum vítae

In-house Mortgage Originator

Wyoming, Gillette, 82716 Gillette USA

Vacancy caducado!

IN HOUSE MORTGAGE ORIGINATOR

Location: Buffalo, WY

SUMMARY

Originates permanent residential mortgage loans and participates in related business development activities. Incumbents have a thorough knowledge of FHA, VA, RD, as well as conventional real estate regulations. They preferably have more than three years of experience in residential mortgage lending and are capable of handling all but the most complex loans.

ESSENTIAL DUTIES & RESPONSIBILITIES include the following; other duties may be assigned.

· Handle inquiries and pre-qualify customers by learning the applicants housing goals and time frame

· Setting proper expectations with all affected parties that are realistic

· Loan application process: recommend to customer the loan options

· Convert lead to full application: if borrower pre-qualified, turn into a full application, provide proper documentation to processor

· Follow Ability To Repay guidelines as set by the investor

· Credit report: obtain report and understand the data and approval implications

· Lock the interest rate when the customer requests or approves

· Manage pipeline, work load, and stay in touch with all parties involved in transaction

· Understand and navigate within the Loan Origination System

· Market your services to the bank partners, realtors, and builders

· Full understanding of compliance and meet all requirements

EDUCATION &/or EXPERIENCE

Bachelor’s degree (B. A.) from a four-year College or University and three to five years related experience and/or training; or equivalent combination of education and experience.

CERTIFICATES, LICENSES, REGISTRATIONS

This position requires compliance with the S.A.F.E. Mortgage Licensing Act of 2008 and all related regulations. Employment is contingent upon meeting all such requirements, including acceptable background investigation results.

COMPLIANCE REQUIREMENTS

As a condition of employment, any successful job applicant will be required to pass a pre-employment screening against the Limited Denial of Participation (LDP), GSA Excluded Party List System (EPLS) and Freddie Mac Exclusionary List.

LANGUAGE SKILLS

Ability to read, analyze, and interpret general business periodicals, professional journals, technical procedures, or governmental regulations. Ability to write reports and business correspondence. Ability to effectively present information and respond to questions from groups of managers, clients, customers, and the general public.

REASONING ABILITY

Ability to define problems, collect data, establish facts, and draw valid conclusions. Ability to interpret an extensive variety of technical instructions in mathematical or diagram form and deal with several abstract and concrete variables.

Pay Range: $45,000 – $80,000 plus excellent benefit package

Job Type: Full-time

Pay: $45,000.00 - $80,000.00 per year

Benefits:

  • Dental insurance
  • Health insurance
  • Life insurance
  • Paid time off
  • Retirement plan

Schedule:

  • 8 hour shift

Vacancy caducado!

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