Job Details

ID #2167277
Estado Maryland
Ciudad Southern maryland
Full-time
Salario USD TBD TBD
Fuente Maryland
Showed 2019-05-06
Fecha 2019-04-24
Fecha tope 2019-06-23
Categoría Contabilidad/finanzas
Crear un currículum vítae

Agent Mortgage Loan Officer

Maryland, Southern maryland 00000 Southern maryland USA

Vacancy caducado!

Summary

PenFed Credit Union is hiring an Agent Mortgage Loan Officer in Waldorf, Maryland. The primary purpose of this job is to responds to member inquiries and referrals that are generated from both their own contacts and from other PenFeds business channels. The Agent MLO will conduct interviews with prospective borrowers in order to analyze financial and credit data, determine member-financing objectives, advice members of product and pricing policies and guidelines, and gather any additional required information.

Essential Functions

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. This is not intended to be an all-inclusive list of job duties and the position will perform other duties as assigned.

Proactively solicits new residential mortgage business and sells PenFed mortgage products to meet established loan quality and production goals.

Promote sales and continually identifies, develops and maintains a quality network of realtor and member business relationships. Increase mortgage business by marketing, promoting and recommending loan products and services with use of sales techniques to promote and close transactions.

Represent PenFed in the market place, research competitor and other external marketplace best practices. Maintain awareness of competitive strategies and knowledge of product offerings as a means to improving sales penetration and fulfilling the needs of actual and potential members.

Develop and maintain knowledge of Conventional, VA and FHA lending policies and procedures.

Provide sound mortgage advice to members regarding the advantages and disadvantages of different loan products and pricing policies and guidelines.

Ensure exceptional member service by maintaining thorough knowledge of lending programs, policies, procedures and regulatory requirements, demonstrating a commitment to professional ethics, complying with all Federal and state compliance policies and adhering to Home Mortgage Disclosure Act (HDMA) guidelines.

Learn and utilize assigned programs and technology to maintain regulatory loan documentation requirements. Ensure all conditions and closing dates are met.

Initiate and maintain contact with realtors and members throughout the processing period. Ensure that all related parties are kept informed of loan status, conveying the appropriate level of urgency and professionalism so that all expectations are exceeded.

Identify any issues, which may affect ability to meet previously established conditions and dates in a timely manner.

Education and Experience

Equivalent combination of education and experience is considered.

High School Diploma or equivalent.

Minimum of four (4) year of college degree preferred.

Minimum of two (2) years of residential mortgage lending experience with a focus on generating self-sourced business is preferred.

Demonstrated understanding of mortgage processing, underwriting and closing procedures.

Knowledge of Conventional, FHA and or VA lending guidelines.

Understanding of Federal Regulations governing Real Estate Lending.

Supervisory Responsibility

This position will not supervise employees.

Licenses and Certifications

There are no additional certifications required.

Work Environment

While performing the duties of this job, the employee is regularly exposed to an indoor office setting with moderate noise.

Most roles require working in an office setting with moderate noise and the ability to lift 25 pounds.

Travel

Ability to travel to various worksites and be on-call is required.

Apply Now: https://chc.tbe.taleo.net/chc01/ats/careers/v2/viewRequisition?org=PENFED&cws=37&rid=16730&source=Craigslist

About Us

Established in 1935, PenFed today is one of the countrys strongest and most stable financial institutions with over 1.6 million members and over $23 billion in assets. We serve members in all 50 states and the District of Columbia, as well as in Guam, Puerto Rico, Okinawa, and Portugal. We are federally insured by NCUA and we are an Equal Housing Lender. We are available to members worldwide, via the web, seven days a week, twenty-four hours a day.

Our mission isnt simply to help our members get by. We exist to help them realize every ounce of their potential. We exist to educate, and to encourage. We exist to usher their dreams into the land of reality.

We provide our employees with a lucrative benefits package including robust medical, dental and vision plan options, plenty of paid time off, 401k with employer match, on-site fitness facilities at our larger locations, and more.

Vacancy caducado!

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