Vacancy caducado!
Start a career with First National Bank Alaska, the Best Place to Work in Alaska as recognized four years in a row by Alaska Business magazine readers.
First National Bank Alaska, FNBA, is seeking a Loan Officer I down in our Homer Branch. The Loan Officer I develops and maintains banking relationships and makes a variety of loans based on defined lending authority.
ESSENTIAL DUTIES AND RESPONSIBILITIES
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
1. Accepts and processes loan applications; analyzes existing and potential customers' banking needs, earnings, and financial conditions to determine which bank products are most appropriate, and to assess acceptable risk; approves/denies or recommends approval/denial within limited lending authority.
2. Provides advice and service to existing customers, and generates new business by calling on prospective customers regarding the establishment of new banking relationships.
3. Manages existing loan portfolio, including the monitoring and collection of loan payments; modifies or extends loan terms or structure to protect bank's interest when required. Minimizes bank losses and exposure to losses.
4. Follows existing lending procedures and ensures lending compliance of loan portfolio with bank and regulatory procedures, policies, and requirements, and takes corrective action when non-compliance is identified.
5. Represents the bank in the community in order to identify, develop and promote additional business.
6. Keeps informed about the banking industry and all bank products. Maintains awareness of competitors' products and the bank's advantage.
7. May be assigned supervisory duties at local or out-of-town location as the need arises.
8. Performs other work-related duties as assigned by supervisor.
SUPERVISORY RESPONSIBILITIES
May supervise employees. Carries out supervisory responsibilities in accordance with the organization's policies and applicable laws. Responsibilities include interviewing and training employees; planning, assigning, and directing work; appraising performance; rewarding and disciplining employees; addressing complaints and resolving problems; and making recommendations regarding the hiring and terminating of employees.
EDUCATION and/or EXPERIENCE:
Minimum: Bachelor's degree in a business field and one year lending related or banking experience, or five years lending related or banking experience and/or training; or equivalent combination of education/training and experience.
Preferred: Commercial and/or consumer lending, sales, or marketing experience.
FNBA offers:
Advancement Opportunities
Competitive Compensation
401(k) w/ Employer Matching- 100% Match, Up to the first 6% of Contributions
Generous Paid Time Off
Comprehensive Benefits
Team Environment
Family Friendly Culture
Plus many more great benefits
Please visit us at www.FNBAlaska.com/Careers to view the full job posting and apply today.
All applications must be received through FNBA's website to be considered.
FNBA is an Equal Opportunity and Affirmative Action Employer, Member FDIC and Equal Housing Lender.
Vacancy caducado!