Vacancy caducado!
Thank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career - a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed, then we are your employer of choice.Regions is dedicated to taking appropriate steps to safeguard and protect private and personally identifiable information you submit. The information that you submit will be collected and reviewed by associates, consultants, and vendors of Regions in order to evaluate your qualifications and experience for job opportunities and will not be used for marketing purposes, sold, or shared outside of Regions unless required by law. Such information will be stored for a set period of time. You may review, modify, or update your information by visiting and logging into the careers section of the system.Job Description:At Regions, the Mortgage Loan Originator directs origination of residential mortgage loans from a borrower through a branch network.Primary Responsibilities
Completes mortgage applications for submission to the loan processing and underwriting departments
Evaluates loan requests, analyze financial data, and determines qualification of collateral and customer credit history
Maintains contact with loan customer, communicating progress of loan and obtaining any required documentation
Prepares files for underwriting, loan committee, private mortgage insurance company and investor including preparation of loan approval sheet
Structures loan to comply with acceptable lending practices and Federal regulations
Establishes detailed marketing/business plan including names of potential and existing loan customers, realtors, builders, developers, etc and frequency of contact
Answers customer calls and walk- in customers to discuss various loan products and qualification information
Makes sales calls on potential or existing customers as established in Regions marketing plan to develop new business or retain existing business
Cross-sells other bank products and services
Reads surveys and appraisals, and takes necessary steps to correct encroachments and violations
May participate in networking through professional, business and community organizations and activities to promote and market loan products
Compensation is Commission basedThis position requires the tracking of time and is eligible for overtime under the non-exempt FLSA classification for hours worked in excess of 40 per week.Requirements
High school diploma or GED
Three years of mortgage lending experience with proven mortgage production.
Abundant mortgage experience in developing external business via referral partners in the market including but not limited to realtors, builders, and financial planners.
Knowledgeable of Mortgage products, systems, terminology, tax requirements, etc.
Sales acumen
Knowledgeable on agency and investor regulations and guidelines
Must be able to multi-task competing priorities and meet tight deadlines
Must be able to build and maintain internal and external relationships to deliver high levels of service
Strong written and verbal communication skills
Good organizational skills
Proficient in Microsoft Office products
This position requires registration with the national Mortgage Licensing System and Registry (NMLS). Please refer to (http://mortgage.nationwidelicensing.org) for more information. NMLS RegistrationPreferences
Bachelors degree
Prior Mortgage Loan Originator experience
Position TypeFull timeLocation DetailsAuburn MainLocation:Auburn, AlabamaEEO/AA/Minorities/Females/Disabled/VeteransAbout RegionsAt Regions, our culture focuses on five core values that are a commitment to how we will do business:
Put people first
Do what is right
Focus on your customer
Reach higher
Enjoy life
Through these values, our mission to make life better drives our desire to improve and make a positive difference in the communities where we work and live through financial investments and volunteering.EEO/AA/Minorities/Females/Disabled/Veterans
Vacancy caducado!